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Everything You Need To Know About Premise Liability Law Claims

Healy & Jordan has helped plaintiffs in the Gulfport, MS, and New Orleans, LA, areas for over 35 years with various circumstances and claims. An example of an incident many of our clients faced involves Premise liability law.

If this is a case you are facing, you will want to understand every aspect of this area of law before consulting lawyers. Keep reading to learn about personal injury claims.

What Is Premise Liability Law?

Premise liability law deals with injuries on another property owner's land. This can include both public and private property. The owner of the property can be found at fault for any injuries that occur as a result of their negligence.

Suppose the property owner or business should have known about the dangerous condition of their property and failed to take steps to fix it or warn invitees, visitors, customers, and trespassers. In that case, they can be held liable for any injuries.

Status of a Visitor

Property owners must provide warnings of hazardous conditions to all visitors. Some of these categories include:

Children: in some instances, children may enter your property without knowing they are trespassing
Trespassers: someone who has entered your property without permission
Licensees: may include someone who has entered your property with permission from the property owner
Invitees: these are individuals who you invite to your property, like family or friends

No matter who has entered your property, a property owner could still find themselves at fault for an injury on their land.

What Are the Different Types of Premise Liability Law Claims?

Different types of Premise liability law claims and hazards include:

A slip or fall on ice-covered sidewalks
Lack of security
Falls from a wet floor
Falling from stairs
Dog bites
Hazardous fumes
Fallen equipment

Failure to pursue regular maintenance of equipment by businesses will usually lead to an accident. In that case, the plaintiff will have more of an advantage. Especially if the company did not provide a warning.

What Types of Personal Injuries Can You Receive Compensation From?

You can receive compensation for the following personal injuries:

Bodily injuries, such as broken bones, lacerations, or internal bleeding
Psychological injuries, such as PTSD or anxiety
Injuries to your reputation, such as libel or slander
Economic damages, such as lost wages or medical bills
Pain and suffering
Loss of enjoyment of life
Loss of consortium
Other medical expenses

Even if the business or homeowner has property liability insurance, you can still file a lawsuit and potentially claim a settlement. However, you will need experienced attorneys to represent your trial.

FAQS: Premise Liability Law

Keep reading to find frequently asked questions about dealing with a Premise liability claim.

How Do You Prove That a Property Owner Was Negligent?

During a Premise liability case, you can prove that the property owner was negligent by establishing that the property owner owed you a duty of care, that the property owner breached that duty, and that you were injured due to the breach.

Is Personal Injury and Personal Liability the Same?

Regarding insurance, personal injury and personal liability are different. The former will protect you against psychological damage. And the latter will protect you from claims regarding physical damages.

Does Property Insurance Protect Against Liabilities?

Liability coverage on property insurance will protect you in case a trespasser or visitor injures themselves on your property and decides to sue you. Meanwhile, without this coverage, property insurance will only protect a homeowner from vandalism or damage to a home.